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The following information is general, educational information only. Videos and fact sheets are not intended to take the place of professional advice and you should speak to your financial advisor and other superannuation and related professionals before contemplating any action, as nothing in these videos or fact sheets take into account your investment objectives, financial circumstances or particular needs. We are not licensed to provide financial advice and you should consider consulting an Australian Financial Services Licensee before making a decision in relation to any financial product.